Insurance Coverage For Flatbed Truck Drivers & Operators
Owning a flatbed can be an extremely lucrative business. The wide variety of objects you have the ability to haul allows you more flexibility than some other types of trailers like a dry van, reefer trailer, or box truck. Oversized and irregularly shaped loads can be hauled on a flatbed. Hauling uniquely shaped loads, some being oversized, can have enormous risk. That’s why having the right type of protection is crucial for your trucking operation to succeed. Corey Benson Insurance Agency understands trucking and quotes through established carriers to get you the right protection at a fair price.
Industries That Use Flatbeds:
- Manufacturing Distributor
- Commercial Farmers
- Delivery Companies
- Aviation Transportation
- Construction Crews
- Heavy Equipment Haulers
- Towing Companies
Coverage & Pricing:
The type of coverage you’ll need to operate a flatbed may vary based on your specific business operation. In most cases, trucking businesses have some form or another:
- Commercial Auto Liability Insurance
- Physical Damage Insurance
- Cargo Insurance
- General Liability
- Uninsured/Underinsured Motorist Coverage
The cost of insurance can vary depending on many factors, like where you live and what type of car. For example, the price might range anywhere between $8,000-$22,000 per year for a flatbed policy with some exceptions – this variation exists because coverage is based upon location as well driving experience record preferences, etc… A great way to find a lower quote is to work with an agency that can reach more than one market. Corey Benson Insurance Agency can place flatbed coverage through additional carriers when a risk falls outside standard appetite.
Been turned down, or quoted a number that made no sense?
Trucking is where standard appetite runs out fastest. A claim on record, a new authority, a young driver, an unusual radius or commodity: any one of those can turn a routine renewal into a problem nobody wants to quote.
Tell us what happened. When a risk falls outside standard appetite we can go to additional markets, and if the standard route is still your best option we’ll say so rather than shop you around for the sake of it.
Salem-based since 2006, and we work with truckers every day.
